Noncash Assets

Real Estate
In addition to the tax benefits they provide, gifts of real estate lift the burden of having to sell such properties.

Before you sell real estate, consider this: your property opens the door to a unique giving opportunity. You can further Rutgers’ mission by donating property outright, creating a life estate, placing it in a trust, or leaving it in your will. All of these methods yield financial benefits while supporting the university in a meaningful way.

Using real estate, whether it is your primary residence, vacation home, farm, or commercial property, to fund a gift allows you to preserve your cash assets, receive significant tax and income advantages, and make a larger charitable gift than anticipated.

When you make a gift of real estate, you can claim an income tax charitable deduction for the full fair market value of the real estate and avoid capital gains taxes on the appreciation.

All gifts of real estate require approval by Rutgers University Foundation’s Gift Planning Acceptance Committee.

Types of Gifts

  • Make an outright gift, which can be used to endow a scholarship or fellowship.
  • Fund a trust that pays you guaranteed income for life or a term of years.
  • Transfer ownership of an interest in the property to Rutgers. After the property is sold, Rutgers would receive its share of the proceeds.
  • Make a gift through a retained life estate arrangement, under which you give Rutgers your home, but retain the right to live in it for the rest of your life or as long as you wish.

If you would like to discuss the tax benefits of making a gift of real estate, please contact the Office of Advancement & External Relations at 973-353-5641 or bagnew@rutgers.edu.
 


 

Securities

Making a gift of appreciated stocks or bonds is simple and is one of the most advantageous ways to contribute to the university.

Gifts of appreciated stock (held more than one year) can provide special tax advantages. You can deduct their full fair market value and also reduce or eliminate any capital gains tax while supporting Rutgers’ educational mission.

Make a stock gift through our online form.

If you would like to discuss funding a gift using securities, please contact the Office of Advancement & External Relations at 973-353-5641 or bagnew@rutgers.edu.

 


 

Life Insurance Policies

Life insurance allows a donor to make a significant gift through reasonable periodic premium payments. Options include designating Rutgers as the beneficiary of an existing policy or creating a new policy that makes Rutgers both the owner and beneficiary.

 


Collectibles

Tangible personal property, such as works of art, rare books, coin collections, jewelry, antiques, and equipment can be welcome gifts.

 


 

Intellectual Property

A patent, trademark, royalty, or copyright that is transferred to Rutgers can often result in a significant contribution.

 

Please click here for our Gift Planning Guide, along with two other essential tools: our Gift Illustrator and Gift Giving Calculator.